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Well, this is simply a matter of preference. Do you prefer to be in the comfort of your own home/hotel, or would you rather be at her place. Besides the obvious, there are certain advantages to one over the other. So let's keep this one simple.
An incall allows you to go to their location, allowing you to do your thing and leave. Ideally, you want their incall location to be a hotel. When you start going to their apartment of home, you definitely want to review them (for security purposes. When you're traveling, I always say incall (especially your last night at the hotel).
As for outcall, you ideally do not want to be at your place of residence. Pony up the money and get a hotel room. This way, you can sleep well at night. I've heard many stories of robberies or things suddenly going missing after having an escort at your residence. If you're in a relationship, don't be silly, always an outcall.
Always be careful with outcalls. The best way to feel more secure is to have these girls reviewed before engaging them.